Mt. Pleasant, SC Reverse Mortgage Information
Please contact me if you are seeking a Reverse Mortgage lender serving
Mt. Pleasant, SC
Please contact me if you are seeking a Reverse Mortgage lender serving
Mt. Pleasant, SC
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Local
My name is George Stewart and I have been serving Mt. Pleasant as a Reverse Mortgage Consultant since 2002. I work for the Reverse Mortgage Division of Cardinal Financial. Experienced I have been a Reverse Mortgage loan specialist for 17 years and cover the entire state of South Carolina including Mt. Pleasant. Consultations are free and available by telephone or in person. Experience should be a major consideration when choosing among reverse mortgage lenders in Mt. Pleasant. Specialist Reverse Mortgage lending is my full time profession and I don’t originate any other mortgage products. My specialty is the federally insured Home Equity Conversion Mortgage (HECM). Convenient We can meet in the comfort and convenience of your home if you decide to apply. No matter where you live in SC- I still make house calls. No Pressure I believe in a consumer education process and not a hard sell. My approach is low key, without pressure, and you can take all the time you want to make a decision. Options A Reverse Mortgage loan is a complex financial transaction. It might be wise to consult a specialist to review its many features and get the facts. I am an experienced loan officer who can help you to ascertain your options and convey how a Reverse Mortgage might apply to your specific circumstances. |
Reverse Mortgage At A GlanceA home loan that allows you to access some of the equity without having to make monthly principal and interest payments.
Minimum Borrower Requirements:
Minimum Property Requirements:
Borrower's Continuing Responsibilities
Please click the buttons for detailed information.
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Your Goals
My purpose is to find out what you want to accomplish and to completely answer any questions you have. I am a good listener and will try to pick up on your concerns and make a Reverse Mortgage easy to understand.
Personalized Information
You can receive a free customized information packet based on your individual goals and circumstances.
Straight Talk
The ultimate objective is to build a relationship by being straightforward and not promising things I cannot do.
That includes discussing both the pluses and the minuses of a Reverse Mortgage so you can make an informed decision that’s right for you.
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The Reverse Mortgage Process The typical process is outlined on the left. Not all loans are approved and funded. Please click on the details button for more information. HECM for Purchase HECM for purchase is a financing option specifically for home buyers who are age 62 and older. It may help you use a Reverse Mortgage to get the funds you need to buy the home you want. It enables you to purchase a home by combining a one-time investment of funds with the loan proceeds from a HECM to complete the transaction. The home you are purchasing secures the loan. Reverse Mortgage Lenders Mt. Pleasant, SC Thank you for visiting my website. I hope you will consider me when deciding between lenders in Mt. Pleasant. Please call me at 843-771-3677 for information or click the buttons below. |
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George Stewart
Reverse Mortgage Consultant NMLS 506558 (843) 771-3677 Office |
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Copyright © 2023 by George Stewart
All rights reserved. The author is solely responsible for this content and is not affiliated with or acting on behalf of any government agency.
All rights reserved. The author is solely responsible for this content and is not affiliated with or acting on behalf of any government agency.
This material is not from, approved, or issued by the FHA, HUD, or any government agency. The content on these pages is for informational purposes only and is subject to change without notice. Please consult a professional for tax or financial advice.
A reverse mortgage is a home loan and not a government benefit. The borrowers must continue to own and occupy the property as the primary residence and are responsible for paying property taxes, homeowner's insurance, and property maintenance.
A reverse mortgage is a rising debt, falling equity loan. Negative amortization causes the loan balance to increase as accrued interest and fees are added. Failure to comply with the terms and conditions of the loan could trigger a loan default that results in foreclosure.
Subject to underwriting approval. Application is required and not all applicants will be approved. Full documentation and property insurance required. Loan secured by a lien against your property. Fees and charges apply and may vary by product and state. Terms, conditions and restrictions apply.
A reverse mortgage is a home loan and not a government benefit. The borrowers must continue to own and occupy the property as the primary residence and are responsible for paying property taxes, homeowner's insurance, and property maintenance.
A reverse mortgage is a rising debt, falling equity loan. Negative amortization causes the loan balance to increase as accrued interest and fees are added. Failure to comply with the terms and conditions of the loan could trigger a loan default that results in foreclosure.
Subject to underwriting approval. Application is required and not all applicants will be approved. Full documentation and property insurance required. Loan secured by a lien against your property. Fees and charges apply and may vary by product and state. Terms, conditions and restrictions apply.