SC Reverse Mortgage Advisor (843)-771-3677
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Goose Creek SC

Goose Creek Reverse Mortgage Information

Please call me if you are seeking a Reverse Mortgage lender serving Goose Creek, SC

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Local
My name is George Stewart and I have been serving Goose Creek as a Reverse Mortgage Consultant since 2002. I live in Summerville and work for the Reverse Mortgage Division of Family First Funding in the Mt. Pleasant office. 

Experienced
I have been a Reverse Mortgage loan specialist for 17 years and cover the entire state of South Carolina  including Goose Creek. Consultations are free and available by telephone or in person. Experience should be a major consideration when choosing among reverse mortgage lenders in Goose Creek.

 
Specialist
Reverse Mortgage lending is my full time profession and I don’t originate any other mortgage products. My specialty is the federally insured Home Equity Conversion Mortgage (HECM).

Convenient
We can meet  in the comfort and convenience of your home if you decide to apply.
​No matter where you live in SC- I still make house calls.


No Pressure

 I believe in a consumer education process and not a hard sell. My approach is low key, without pressure, and you can take all the time you want to make a decision.

Options
A Reverse Mortgage loan is a complex financial transaction. It might be wise to consult a specialist to review its many features and get the facts. I am an experienced loan officer who can help you to ascertain your options and convey how a Reverse Mortgage might apply to your specific circumstances


Reverse Mortgage At A Glance

A home loan that allows you to access some of the equity without having to make monthly principal and interest payments.

Minimum Borrower Requirements:
  • 62 or Older
  • Own and Occupy the Home
  • Complete HECM Counseling
Minimum Property Requirements:
  • Must be your Principal Residence
  • Meet HUD Guidelines
Borrower's Continuing Responsibilities
  • Own and Occupy Home as your Primary Residence
  • Pay Property Taxes
  • Homeowners Insurance Coverage
  • Home Maintenance​
Please click the buttons for detailed information.
Frequently Asked Questions
Questions To Ask-Myths vs Facts
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​Your Goals

My purpose is to find out what you want to accomplish and to completely answer any questions you have. I am a good listener and will try to pick up on your concerns and make a Reverse Mortgage easy to understand. 

Personalized Information
You can receive a free customized  information packet based on your individual goals and circumstances. 


Straight Talk

The ultimate objective is to build a relationship by being straightforward and not promising things I cannot do.

That includes discussing both the pluses and the minuses of a Reverse Mortgage so you can make an informed decision that’s right for you.

  The Process

  • Initial Inquiry
  • Counseling
  • Application
  • Appraisal
  • Processing
  • Underwriting
  • Closing 
  • Funding​
The Details

​The Reverse Mortgage Process
The typical process is outlined on the left. Not all loans are approved and funded. Please click on the details button for more information.

HECM for Purchase
HECM for purchase is a financing option specifically for home buyers who are age 62 and older.  It may help you use a Reverse Mortgage to get the funds you need to buy the home you want.

It enables you to purchase a home by combining a one-time investment of funds with the loan proceeds from a HECM to complete the transaction. The home you are purchasing secures the loan.



Reverse Mortgage Lenders Goose Creek, SC
Thank you for visiting my website. I hope you will consider me when choosing among reverse mortgage lenders in Goose Creek.
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Please contact me for more Reverse Mort
gage information or click the buttons below.
Line of Credit Option
HECM for Purchase
George Stewart

Home

George Stewart
George Stewart                      
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Reverse Mortgage Consultant
NMLS 506558
(843) 771-3677 Office
(843) 818-7676 Mobile

​(843) 872-9192 Fax
​​                                           george.stewart@cardinalfinancial.com
​

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​Cardinal Financial Company, Limited Partnership 
242B Luden Drive
​​Summerville, SC 29483
Branch NMLS 2514834


                                                                                                                  Copyright © 2023 by George Stewart
All rights reserved. The author is solely responsible for this content and is not affiliated with or acting on behalf of any government agency.
​This material is not from, approved, or issued by the FHA, HUD, or any government agency. The content on these pages is for informational purposes only and is subject to change without notice. Please consult a professional for tax or financial advice.

A reverse mortgage is a home loan and not a government benefit.
 The borrowers must continue to own and occupy the property as the primary residence and are responsible for paying property taxes, homeowner's insurance, and property maintenance.
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A reverse mortgage is a rising debt, falling equity loan. Negative amortization causes the loan balance to increase as accrued interest and fees are added. Failure to comply with the terms and cond
itions of the loan could trigger a loan default that results in foreclosure. 

Subject to underwriting approval. Application is required and not all applicants will be approved. Full documentation and property insurance required. Loan secured by a lien against your property. Fees and charges apply and may vary by product and state. Terms, conditions and restrictions apply.

 This website is not authorized by the New York State Department of Financial Services.  No mortgage loan applications for properties located in New York are accepted through this site. 

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Cardinal Financial Company, Limited Partnership (NMLS ID 66247 ) 
 
3701 Arco Corporate Drive, Charlotte, NC 28273

 
Visit  www.nmlsconsumeraccess.org for complete state licensing information.